Here are 22 tips for the year 2022 to make your financial health a little better!! Customise according to your circumstances
Use an ad blocker for your browser
Once
Say goodbye to Netflix
Once
Delete Instagram and Tiktok app
Once
Learn for free. i.e. edX, YouTube or plenty of other platform with tons of free courses
Once
Automate your savings. There are many banking app facilitate the feature or talk to your bank to set it up for you
Once
Embrace minimalism. Stop cluttering your house and life with unnecessary belongings
Once
Record and track your expenses. Write in down end of the day- everyday
Daily 1x
Get your money out of banks- invest to create asset
Once
Cancel subscriptions- go through your statements and see what you are being charged for and cancel those are not in use or in very little use
Once
Change your energy supplier- or ask for a better rates
Once
Prioritise paying off debt
Once
Renegotiate your insurance (home, car, life etc)
Once
Renegotiate your salary
Once
Pack a work lunch
Daily 1x
Use your company for expenses
Once
Make coffee or tea at home
Daily 1x
Cancel your gym membership- go for a run or workout at home, park, rooftop.
Once
Get your fashion at thrift stores
Once
Reevaluate your social activities
Once
Become passionate about money
Once
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